Free Tool
Income Tax Calculator
Compare your tax liability under Old vs New Regime for FY 2025-26 (AY 2026-27).
Enter Details
Old Regime Deductions
Old Regime
₹0
Total Tax + Cess
Taxable Income₹0
Income Tax₹0
87A Rebate₹0
Cess (4%)₹0
Effective Rate0%
New Regime
₹0
Total Tax + Cess
Taxable Income₹0
Income Tax₹0
87A Rebate₹0
Cess (4%)₹0
Effective Rate0%
Our Recommendation
Enter your details and click Calculate to see which regime saves you more tax.
Enter your income details
Fill in the form on the left and click "Calculate Tax" to compare Old vs New regime.
FY 2025-26 Tax Slabs
Old Regime
Up to ₹2,50,000 — Nil
₹2,50,001 – ₹5,00,000 — 5%
₹5,00,001 – ₹10,00,000 — 20%
Above ₹10,00,000 — 30%
Std Deduction: ₹50,000 | Rebate u/s 87A up to ₹5L
New Regime (Default)
Up to ₹4,00,000 — Nil
₹4,00,001 – ₹8,00,000 — 5%
₹8,00,001 – ₹12,00,000 — 10%
₹12,00,001 – ₹16,00,000 — 15%
₹16,00,001 – ₹20,00,000 — 20%
₹20,00,001 – ₹24,00,000 — 25%
Above ₹24,00,000 — 30%
Std Deduction: ₹75,000 | Rebate u/s 87A up to ₹7L
Disclaimer: This calculator provides an indicative estimate based on announced FY 2025-26 tax slabs. Actual tax liability may vary based on your specific circumstances. For personalised tax planning, please consult our experts.
Frequently Asked Questions
If your total deductions (80C + 80D + HRA + 24b) exceed approximately ₹3.75 lakh, the Old Regime typically saves more. If you have fewer deductions, the New Regime's lower slab rates will be more beneficial. Use this calculator to compare both.
Salaried individuals can switch between Old and New regime every financial year. Business/profession taxpayers can only switch once in a lifetime (from New back to Old). The New Regime is now the default — you must explicitly opt out to use the Old Regime.
Section 87A provides a rebate that makes tax payable zero if your taxable income is up to ₹5 lakh under the Old Regime, or up to ₹7 lakh under the New Regime. The rebate is applied before cess calculation.
Need Help With Tax Planning?
Our tax experts can help you optimise deductions and choose the right regime for maximum savings.